San Jose CA Reverse Mortgage | San Jose CA Reverse Mortgages | Reverse Mortgage Loans in San Jose CA | San Jose CA Seniors Reverse Mortgage Solutions

Welcome to the Seniors Reverse Mortgage Solutions California and Arizona Reverse Mortgage Website. Our mission is to set and maintain the highest standards in the Reverse Mortgage loans as specified by the NATIONAL REVERSE MORTGAGE LENDERS ASSOCIATION. Our clients receive the highest level of customer service. We believe education is the key in making an informed decision. Our goal is to educate you so that you are as well informed about Reverse Mortgages as possible. Our pledge to you is to make sure that you are given the tools to make a fully informed decision and can choose the best Reverse Mortgage to suit your own needs. We always encourage prospective clients to invite family members or other trusted advisers to sit in and participate in our discussions with you in the education process. If your home mortgage is either paid off or if you still have a small balance a Reverse Mortgage may be a great option for you. We search the market and can save you thousands by finding the best deal to suit your particular needs.

Call Morrie Shoob, Certified Reverse Mortgage Professional,
Direct Toll Free (866) 586-6520
NMLS # 156948
Fill out the information form here.

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Find the solution that fits your needs.

Reverse Mortgages

A reverse mortgage is a home loan that lets homeowners convert a portion of the equity in their home into cash. The equity built up over years of mortgage payments can be paid to you. Unlike a traditional home equity loan or second mortgage, no repayment is required until the borrower(s) no longer use the home as their principal residence.

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Am I Eligible?

To be eligible for a HUD reverse mortgage, HUD's Federal Housing Administration (FHA) requires that the borrower is a homeowner, 62 years of age or older; own your home outright, or have a low mortgage balance
that can be paid off at the closing with proceeds from the reverse loan; and must live in the home.

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How Much Do I Get?

The amount you can borrow depends on your age, the current interest rate, and the appraised value of your home or FHA's mortgage limits for your area, whichever is less. Generally, the more valuable your home is, the older you are, the lower the interest, the more you can borrow.

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